Privacy Policy

How we collect, use, and protect personal information.

Nivesh Credit is a registered credit cooperative society, not a commercial bank. Deposits are not insured by DICGC. Services are primarily available to members.

Last updated: [will be added soon]

Introduction

Nivesh Credit Cooperative Society Limited ("the Society") respects your privacy. This policy describes how we handle personal data collected through this website, membership applications, and office interactions, in accordance with applicable Indian law including the Digital Personal Data Protection Act, 2023.

Information we collect

Contact details submitted via enquiry forms (name, email, phone, message)
Membership and KYC information as required by bye-laws and regulatory norms
Technical data such as IP address and browser type for website security

How we use information

To respond to enquiries and process membership applications
To provide cooperative financial services to members
To comply with legal and regulatory obligations
To improve website functionality and security

Data sharing

We do not sell personal data. Information may be shared with regulators, auditors, or service providers only where necessary and subject to appropriate safeguards.

Your rights

You may request access, correction, or deletion of your personal data subject to applicable law and regulatory retention requirements. Contact us at the email on our contact page.

Contact

For privacy-related queries, please contact the society office via our contact page.